Tuesday, August 11, 2009

Healing Heath Care

So it continues. The rushes of those at the upper echelons of our government are very eager to foist nationalized health care on us. The debate continues to be heated and to pretend to know what the final outcome will be would be difficult considering I broke my crystal ball a few days ago. I will come right out and say that I think national heath care is a bad idea. A colossally near-sighted, bloated animal of paying taxes out the butt bad idea.

The first reason it is a bad idea is that it will be the federal government running it. We all laugh when we think about the term efficient government and to think that things will change with health care would be quite naive. This is the same entity which runs the tax system, welfare and has gotten involved with public education, causing our schools to spiral out of control. Why would we believe that things would be any more streamlined, organized and efficient when it comes to universal health care?

On a related note, has anyone heard one great thing about Medicare? Granted, our senior citizens can become confused a tad easier than those in their twenties, but many a sharp-minded oldster have thrown their canes in disgust when trying to understand the program, what they qualify for, how much they have to pay, when they have to enroll, and so on. Imagine this times 100. I cannot believe that it will involve just a few forms and a few minutes of your time. It will be ridiculous, and will lead to people not getting appropriate care at the appropriate time at the appropriate cost.

How good are you with your money? Can you pay your bills? Do you support others who are a drain on your finances and pay nothing back into it? Welcome to the wonderful world of our federal deficit! The government is in debt $1.3 trillion dollars just this year alone. That is $1,300,000,000,000. The government pays for so many things that involve giving money to people who will not put money back into the system. Examples are those on welfare, Social Security and Medicare. There is way too much money going out in entitlements without sufficient sources to replenish those funds.

In a universal health care system, those using the system will be those who cannot afford to carry private insurance. Who will those people mainly consist of? The poor (who effectively pay no tax and if they qualify for the Earned Income Credit actually get more money back than they have paid in; kind of tax welfare), children and the elderly. None of those people are putting money back in the system. My taxes and your taxes will be raised to fund this. I will be paying money so that those who have not saved and cannot provide their family with the health insurance that they responsibly should, get health care at no cost. I will now light myself on fire.

Health care is not a right. The freedom of speech is a right. The freedom to worship whichever religion you choose is a right. Getting your arm fixed up when you fall off of a ladder or getting chemotherapy to shrink a tumor is not a right. Health care costs money and nobody who works hard should have money taken from their family to fix another family's medical issues. I don't want to sound like a cranky, paranoid extremist, but we have seen a rise in entitlements over the last few generations and universal health care is a giant step in that direction. That's not a direction I want to go in.

I am not the type to complain about something without offering a solution. Instead of giving health care for free at the expense of others or letting costs spiral out of control, why not look to control the costs of the health care? Instead of giving health care to all and getting over billed by greedy health care and insurance companies things should be left to the private sector. One could try to establish non-profit status with existing companies to discourage them from trying to make a profit. Companies would be required to only charge patients for premiums and care what it costs to provide it. There would be no profit taking and no margin goals to hit.

Companies that charge too much for care will be squeezed out and companies cannot lower standards of care to increase profits; if less money is spent on facilities and patients, costs for those patients will be lower as well. The market should settle into a happy medium in terms of costs and there will still be room for a range of care, similar to how people will pay more for better automobiles or televisions. Costs are kept in control and people get choices, not long lines for sub par government care. Costs will always go up, just like anything else, but at least this way people will get what they pay for; nothing more, nothing less.

1 comment:

  1. Sounds a little cold-hearted if you ask me. Someone with a tumor deserves to be helped no matter what social class they belong to. How could you just let a person die because, what, they lost their job and don't have insurance? Or maybe they are not as lucky in life as you are?

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